Investments can fall and rise. You may get back less than you invested. Past performance is no guarantee of future results. Read more
(Adopted by the Board of Directors by a resolution of 15.08.2012, amended and supplemented by a resolution of the Board of Directors of 17.02.2014, amended and supplemented by resolution of the Board of Directors of 05.06.2018, amended by a resolution of the BD of 24.08.2022 and amended by a board resolution of 31.01.2024 and in force from 04.03.2024)
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I. |
FOR INTERMEDIATION AGREEMENTS IN RELATION TO ENTERING INTO TRANSACTIONS IN FINANCIAL INSTRUMENTS IN THE REPUBLIC OF BULGARIA |
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1. |
Transactions in financial instruments entered into on a regulated market of BSE-Sofia AD for the account of clients |
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1.1. |
Transactions entered into through an order submitted at the office of Ever Financial AD |
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2.0% of the transaction value, not less than BGN 100.00 |
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1.2. |
Transactions in financial instruments carried out through online trading system of Bulgarian Stock Exchange |
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– purchase and sales of FI |
0.4% of transaction value* |
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– issuance of a client certificate |
BGN 200 |
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– renewal of a client certificate /after expiration of the previous one/ |
BGN 72 |
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2. |
Transactions in financial instruments entered into on ОТС market of BSE-Sofia AD for the account of clients |
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– repurchase transactions |
subject to negotiation |
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– other agreed transactions |
subject to negotiation |
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3. |
Transactions in financial instruments entered into on over-the-counter market for the account of clients |
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subject to negotiation |
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II. |
FOR FOREIGN EXCHANGE CONTRACTS AND CONTRACTS FOR DIFFERENCE (CFDs) ON FOREIGN SECURITIES AND INDICES AGAINST A GUARANTEE AMOUNT |
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1. |
Foreign currency trading |
no fees and commissions related to execution |
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1.1. |
Keeping a position for the next business day in open positions on foreign currency |
a positive or negative interest rate swap will be charged under the terms and conditions published on our website(s). |
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2. |
Trading in foreign shares and indices |
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– for indices |
no commissions |
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– for shares |
no commissions |
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2.1. |
Keeping a position for the next business day |
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a positive or negative interest rate swap will be charged under the terms and conditions |
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– in open positions on securities |
published on our website(s). |
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3. |
CFD Futures Trading (Crude Oil, Natural Gas) |
no fees and commissions related to execution |
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3.1. |
Keeping a position for the next business day in open positions on energy futures (Crude Oil, Natural Gas) |
a positive or negative interest rate swap will be charged under the terms and conditions published on our website(s). |
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III. |
TRUST SERVICES** |
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Keeping funds |
5% per annum of the value of funds |
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Keeping other client assets /other than funds/ |
5% annually of the value of assets |
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IV. |
REGISTRATION SERVICES |
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1. |
Issuance of a depository receipt |
BGN 100 |
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2. |
Issuance of a copy of a depository receipt |
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– for natural persons |
BGN 100 |
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– for legal entities |
BGN 100 |
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3. |
Report on a portfolio of financial instruments kept with the Central Depository |
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– for natural persons |
BGN 100 |
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– for legal entities |
BGN 200 |
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4. |
Registration of an inheritance procedure |
BGN 200 |
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5. |
Registration of a donation procedure |
BGN 200 |
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6. |
Change of personal data |
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– for natural persons |
BGN 100 |
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– for legal entities |
BGN 200 |
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V. |
FOR FIDUCIARY MANAGEMENT AGREEMENTS |
subject to negotiation |
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VI. |
PREPARATION OF STUDIES, TECHNICAL ANALYSIS, CONSULTATIONS, ETC. |
subject to negotiation |
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VII. |
TAKING AND/OR PLACING OF ISSUES OF FINANCIAL INSTRUMENTS |
subject to negotiation |
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VIII. |
MONETARY TRANSACTIONS |
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1. |
Cash transactions |
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– paying-in cash amounts |
no commission |
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– withdrawal of cash amounts |
no commission |
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2. |
Non-cash transactions – transfer of funds into a client’s account in BGN |
no commission*** |
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– transfer of funds into a client’s account in another currency |
transfer charges are for the account of the client |
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IX. |
OTHER SERVICES |
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1. |
Transfer of FI to Ever Financial AD |
no commission |
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2. |
Transfer of FI from Ever Financial AD to another II |
no commission |
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X. |
ACCOUNT MAINTENANCE FEE |
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1. |
If a client has not carried out any transactions with Ever Financial AD for three consecutive months, an account maintenance fee will be charged |
the fee is 1% per month on the client’s funds, but not less than BGN 10 per month |
Note: 1. Commissions indicated in the tariff do not include VAT.
* The said commission includes the costs for the Central Depository AD but does not include the commissions of BSE-Sofia AD.
* It is calculated as of the last day of each month and is charged once a quarter (in case the fee exceeds BGN 20.00). The fee is only charged to clients who are compensated by the Investor Guarantee Fund.
**For transfers of up to BGN 100 a fee of BGN 2.00 shall be charged on FOREIGN CURRENCY TRADING CONTRACTS AND FOREIGN EXCHANGE CONTRACTS (CFDs) ON FOREIGN SECURITIES AND INDICES AGAINST A GUARANTEE AMOUNT (MARGIN).
VOYAFX.com is a trustworthy CFD provider with an advanced trading platform. Trade on a wide range of CFD instruments in a safe trading environment.
The website is operated by Ever Financial AD (former Financial House Ever AD), EverFinancial Ltd and Global Clearing House Ltd.
Investments can fall and rise. You may get back less than you invested. Past performance is no guarantee of future results. Tax treatment depends on your individual circumstances and may be subject to change. CFDs are complex instruments and carry a risk of losing money. 71% of retail investor accounts lose money when trading CFD’s with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. More about our Risk notice.
Ever Financial AD (former Financial House Ever AD) is registered in Bulgaria (831649724) and is authorised and regulated by the Financial supervision Commission (Register number RG-03-08). The address of Ever Financial AD (former Financial House Ever AD) is 1303, Stamboliiski Blvd, 84-86, floor 10, Sofia, Bulgaria. The company is also registered under the MiFID regulations with a lot of European regulators - AFM France, AFM Netherlands, BaFin Germany, CMVM Portugal, CSSF Luxembourg, CNMV Spain, CONSOB Italy, CySEC Cyprus, FMA Austria, FI Sweden, FSA Denmark, FSA Estonia, FSMA Belgium, KFN Poland, NBS Slovakia etc.
InterExchange Clearing Ltd. (IEC) is a company incorporated under the laws of Comoros Union (Register number HV00924452) with registered address: InterExchange Clearing building, Bonovo Road, Fomboni, Island of Mohéli, Comoros Union. The latter is authorised and regulated by the MISA /Reference number BFX2024173.
This website also publicises a business relationship between companies EverFinancial Ltd and Global Clearing House (GCH). In this instance, EverFinancial Ltd may act as introducers to GCH for non-EU customers. Clients who sign up and register with Global Clearing House (GCH) are not clients of Ever Financial AD and therefore are not under the purview of, nor are the responsibility of Ever Financial AD.
The website voyafx.com is operated by Ever Financial AD (former Financial House Ever AD), Bulgaria, positioned and licensed to operate on the European Union (EU) and European economic area (EEA) markets. Ever Financial AD, Bulgaria, operates the voyafx.com website within the scope of the licence it holds. Additionally, VOYAFX trademark is currently in process of registration as an EU trademark. Therefore VOYAFX should not be affiliated or confused with any companies, products or services, containing “voya” in their name, operating on markets outside EU/EEA, or offering pension, insurance, recreational and lifestyle products or services under their own brand, design, product line and/or trademark. Ever Financial AD, Bulgaria, have no connection and respectively the companies that operate those independent products, services and websites have no connection, affiliation or relationship between each other. For more information, see the About us section here.
The information on this site is not directed at residents of the United States and is not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.
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